Californai Homeowners insurance plays an important role in society. It protects your most important financial asset, your home. When most people think of damage to their home, they tend to think of fire or theft. Well, there are many other kinds of accidents that can cause damage to your home that are covered under most homeowner’s insurance policies. Remember each homeowner’s insurance policy is different, and if you bought your homeowners insurance on line you may not have proper coverage. Claims will be paid based on your individual homeowner’s policy terms and conditions.
Homeowners insurance claims
All these claims were subject to policy terms and deductibles.
Many homeowners don't fully understand what their home insurance policy covers and excludes. For example, more than 37 percent of people who have homeowners insurance mistakenly believe flood damage is covered by a standard homeowner’s policy, according to a 2011 survey from the National Association of Insurance Commissioners.
To avoid making costly assumptions, it pays to know what's included in your policy. We are here to help answer all your insurance questions.
Whether you own or rent, insuring the place you call home can help protect you financially if you suffer a loss due to fire, theft, vandalism, or other covered events. Depending on where you live - a house, apartment, or condo – the right home insurance policy can provide you peace of mind as well as the money you need to repair or replace your home and belongings.
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