There are over 5 million children participating in organized sports programs throughout California. This is why sports injuries are the second leading cause of emergency room visits for children and adolescents, and the second leading cause of injuries in school. Approximately three million youth are seen in hospital emergency rooms for sports-related injuries and another five million youth are seen by their primary care physician or a sports medicine clinic for injuries every year.
A study released last year by the Institute of Medicine (IOM), which focused on young athletes aged 5-to-21 years, found that concussion rates were higher among high school athletes than college athletes in certain sports, including football, men’s lacrosse, soccer and baseball.
While many of these injuries are covered under some form of health insurance, there should be some cause for alarm. Your personal liability may be increasing as youth sports get more competitive.
Personal Liabilty Risks
With increases in the severity of head injuries, growth plate injuries, and heat related injuries, coaches, volunteers and others are becoming subject to litigation to cover ongoing medical treatment.
Here Are A Few Actions to Help Reduce Your Personal Risk
At little bit of prevention can help both the volunteer coach and the child reduce the possibility of personal liability and injury.
Robert Bell Insurance Brokers offers the personal insurance products you need. Our professional agents will consult with you on the coverage and premiums that meet your specific needs. Feel free toget in touch or get a quote today
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