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by Michael Bell on Oct 7, 2015

We talk to people every day that have had issues with contractors regarding work performed on their homes. Many people use the internet to search for contractors and end up with trouble. While the internet is not always a bad place to search for contractors, we suggest that you do a little homework before you sign any agreement.

  1. Before you hire a contractor ask for references. The Better Business Bureau is a good place to start.
  2. Check the state contractor’s board to see if the contractor is bonded, insured, and licensed.
  3. Ask for a certificate for insurance before any work is performed, it should include workers’ compensation insurance. Check the dates on the license as well as the insurance to ensure they’re currently in force or active.
  4. Know what you want and have a specific list of products, including the brands. For example, if you want a furnace, be specific about the type and brand. There are many brands; some good and some not so good.
  5. Always have a written contract with a completion date.
  6. Go visit other homes on which the contractor has worked.
  7. Some contractors may ask for 100% of the payment upfront. Never do this. A small (10% to 15% up front is normal)

This can be a good way to hire a contractor and save money and headaches in the future.  Robert Bell Insurance Brokers can help you determine which of severalcompanies we represent will best meet your needs and provide the most valuable combination of tailored homeowner insurance coverage, quality service and fair pricing.

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