Today, almost any California business can find itself facing a liability lawsuit. A Professional Liability lawsuit can put owner’s personal assets at risk including homes, cars, and other possessions. One simple mistake could cause financial devastation, as well as end your professional career. Many California businesses don’t think they have an exposure to professional loss. Here are some examples of industries that need
California Professional Liability Insurance is sometimes called Errors and Omissions (E&O) coverage. Claims come from errors or omissions in the performance of professional services. Companies that perform professional services for a fee are exposed to E & O claims. Often claims result from overlooking a critical piece of information, misstating a fact, misunderstandings, forgetting to do something, or misplacing something. In today’s world, the definition of “standard of care” has broadened through court cases and statute changes. If your clients are business consultants, public relations firms, credit bureaus, advertising agencies, marketing firms, travel agents, construction managers, safety consultants, and web or social media firms, we strongly suggest you offer a Miscellaneous Professional Liability quote.
Here are a few actual claim examples:
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