We receive questions almost everyday about what Earthquake (EQ) covers and what EQ does not cover. We thought it might be interesting to continue this discussion by highlighting areas that EQ does not cover. Whether you should buy earthquake insurance depends on many factors. One is, if you live in a EQ area. Earthquakes can happen in all states. About 80% of us live in areas that have earthquakes. California has the most frequent damaging earthquakes while Alaska has the largest earthquakes. It is safe to say that all West Coast States have considerable risk of EQ’s.
Here is what an EQ policy does not cover
We recommend that every business obtain an earthquake quote every year. Your risks depend on how close you live to fault lines, how well your building was built to withstand losses, and the type of ground your home is built on.
Robert Bell Insurance Brokers offers the personal insurance products you need. Our professional agents will consult with you on the coverage and premiums that meet your specific needs. Feel free to get in touch or get a quote today.
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