Home, auto, motorcycle and other policies are designed to protect your property and your personal liability if you are involved in an accident or some other situation where you may be held responsible.
A personal umbrella is designed to provide added liability protection in the event your primary personal liability insurance policy limits are exhausted. In today’s litigious world, it is not that unthinkable to be sued and have a settlement for over $200,000 dollars. For example, here are the five most common homeowner’s claims.
The largest claims come in the form of auto accidents. The average claim from an auto accident in 2013 was over $19,000 dollars. There were thousands of claims over $250,000 dollars, according to the National Safety Transportation Association.
You can add a personal umbrella policy to your home, auto, boat, motorcycle and ATV policies for a very low price. An umbrella policy for a home and two cars could cost less than $14 dollars a month for an additional $1 million dollars of coverage.
Robert Bell Insurance Brokers offers the personal insurance products you need. Our professional agents will consult with you on the coverage and premiums that meet your specific needs. Feel free to get in touch or get a quote today.
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